Struggling with mortgage payments and worried about losing your house? If your property needs repairs and you can’t afford them, foreclosure might feel inevitable—but it doesn’t have to be. Homeowners in Connecticut have several options to stop foreclosure and move forward without the stress of expensive renovations. Let’s break down what you can do.

Do You Need to Fix Your House to Sell It?
The short answer is no. Many homeowners assume they must fix every issue before selling, but in Connecticut, you can sell your house as-is and still avoid foreclosure. Traditional home sales often require repairs to attract buyers, but alternative solutions let you bypass costly fixes and get relief faster.
How to Avoid Foreclosure in Connecticut
1. Seek Assistance Through State Programs
Connecticut offers foreclosure prevention programs designed to help homeowners in financial distress. If you’re behind on payments, check out the Connecticut Housing Finance Authority and local legal aid programs to explore potential assistance.
2. Negotiate with Your Lender
Your lender may offer solutions like:
- Loan modification – Adjusting your mortgage terms to make payments more manageable.
- Forbearance – Temporarily pausing or reducing payments while you get back on track.
- Repayment plan – Spreading past-due amounts over future payments to catch up gradually.
3. Sell Your House Quickly for Cash
If keeping the house isn’t an option, selling it to a real estate investor can help you move on without the burden of repairs. At Heavenly Home Solutions, LLC, we purchase houses as-is, offering cash deals with fast closings in towns like: Thompson, Woodstock, North Grosvenordale, Quinebaug, and Putnam
By selling your house directly to us, you can close in as little as 7 days and avoid foreclosure altogether.
4. Consider a Short Sale
If your house is worth less than what you owe, a short sale could be an option. This process involves selling the property for less than the mortgage balance, with lender approval. While it affects your credit, it’s typically less damaging than a foreclosure.
5. Explore a Deed in Lieu of Foreclosure
In some cases, you can transfer ownership of your house to the lender voluntarily. This won’t save your home, but it prevents a foreclosure from being recorded on your credit history.
Why Selling As-Is Makes Sense
- No repair costs – Save thousands on renovations.
- Quick resolution – Avoid months of uncertainty.
- Stress-free process – No showings, agent fees, or bank delays.
At Heavenly Home Solutions, LLC, we understand the challenges of foreclosure and work to provide hassle-free solutions for homeowners in Connecticut. Our goal is to help you move forward without the stress of financial burdens.
Take Action Before It’s Too Late
Foreclosure can have long-lasting effects on your credit and future financial stability. The sooner you act, the more options you have. We’re here to help.
📞 Call or text us at 774-272-6604
📧 Email us at [email protected]
📅 Schedule a consultation: Book a time here
Let’s discuss the best solution for you and help you avoid foreclosure—without making costly repairs.